DON’T WASTE YOUR TAX REFUND!!!

Yay! It’s that time of year again, where many of us get a chunk of cash from our Uncle Sam. Now, admittedly, it is our own money, since we gave him a lot of interest-free loans last year. BUT, that’s not the purpose of this interaction…

One option is to buy a home. At SmartestLoan.com, we have programs that allow a home purchase with $0 Down Payment. Click here to apply Smartest Loan.com. That means your Tax Refund may be used to cover the Closing Costs and now you’re a homeowner!

Serious Benefits:

Part of your payment reduces your loan balance and part is interest on the loan. Both serve to improve your financial situation.

1) Principal Reduction/Pay off your house, not your landlords - Your Loan Balance gets lower each month, moving you closer to living free from a housing payment each year.

2. Interest is often Tax Deductible - This can possibly make your future tax refunds even higher than they are now, since your taxable income will be adjusted, although your payroll taxes are the same.

3. Peace of Mind - No more surprise rent increases. Your loan payment will be the same throughout the entire loan. Now, the taxes, insurance and HOA can change, but those are minimal.

4. No Surprise Inspections or Landlord Changes - You decide what happens in your home and when, not someone else.